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Habib Bank Limited powers retail analytics with Qarar

Pakistan’s largest bank Habib Bank Limited unveils strategic retail analytics programme in collaboration with Qarar

With this programme Pakistan's largest bank will use the advanced applications and behavioural scorecards developed by Qarar.
With this programme Pakistan's largest bank will use the advanced applications and behavioural scorecards developed by Qarar.

Habib Bank Limited (HBL) has announced its retail analytics programme in collaboration with the UAE's decision analytics consultancy Qarar.

With this programme Pakistan's largest bank will use the advanced applications and behavioural scorecards developed by Qarar. This will enable HBL to better execute real-time credit policies management, scoring, and customer decisions with Qarar's credit decision making software solution - DecisionSmart.

Mr. Zaid Kamhawi, CEO at Qarar, said; "We are delighted to strengthen our long-standing relationship with HBL Pakistan by demonstrating the value and support that Qarar can bring to the company's analytical and portfolio development objectives. We have an in-depth understanding of the value that can be generated through analytical decision models, and our ability to combine analytical tools with business insights for decision makers will multiply that value even further."

Mr. Aamir Kureshi, head Global Consumer Banking, HBL added: "HBL has set high standards for managing its portfolio quality and this remains a key requirement for all future initiatives. Scorecard development project is also aimed towards achieving higher value to better manage our portfolio and offer our customers value added services/products. This collaboration is a testament of the trust HBL has placed in Qarar for managing and delivering superior scorecards in a timely manner."

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