US insurer includes fitness trackers in all life insurance

US company will include fitness tracking with wearable devices in all life insurance policies

Tags: USAWearable device
  • E-Mail
US insurer includes fitness trackers in all life insurance John Hancock's Vitality insurance scheme offers gift cards and other benefits to customers who track their fitness and exercise activities.
By  Mark Sutton Published  September 23, 2018

An American insurance company has said that it will only offer ‘interactive' life insurance policies, which use smartwatches or other fitness trackers to monitor the health of the insured, from now on.

Life and health insurers have been keen to use wearable devices to track exercise activity, diet and other health information from the people they are insuring, to better understand the risk of each insured, although privacy advocates have raised objections.

John Hancock has said that from now on all of its life insurance policies will include an interactive element.

The company began offering such policies in 2015, under the ‘Vitality' brand, which offers discounts and gift cards to policy holders that track their exercise activities and hit exercise targets.

The new policies will all include the Vitality discount scheme, although the insured will not be obliged to use a fitness tracker, but will not be eligible for discount plans if they don't.

Add a Comment

Your display name This field is mandatory

Your e-mail address This field is mandatory (Your e-mail address won't be published)

Security code